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The latest student loan refinancing rates — and experts weigh in: Is now a good time to refi your loans?

Student loan refinancing interest rates ticked up slightly this past week, but remain relatively low, and close to the levels seen at this time last year, according to data for the week ending January 24 from Credible, which looked at borrowers with credit scores of 720 and above in their marketplace. Rates on 10-year, fixed rate loans were 3.56%, while interest rates for 5-year variable loans were 3.41%. Of course, the rate you’ll actually qualify for depends on a variety of factors, including your credit score, debt levels and income.

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